Our Payments Suite is a modular, full-service payments platform that enables financial institutions and PSPs to modernize their payment infrastructure without disrupting existing systems. Seamlessly integrated into enterprise architecture, it connects client-facing channels with core accounting systems and multiple clearing gateways, delivering real-time and batch processing capabilities across all major payment types.
Built on an API-first architecture, the suite supports payment initiation, routing, validation, and message transformation – ensuring interoperability between legacy formats and emerging standards like ISO 20022. Its flexible, service-oriented design allows institutions to scale quickly, onboard new schemes efficiently, and respond rapidly to shifting market and customer demands.
With optional services like Request to Pay, 24/7 shadow balances, case management, AML/sanctions screening, and bank-to-bank commissions, the Payments Suite provides a future-ready foundation for competitive advantage in an evolving payments landscape.
Scalable real-time payments infrastructure for ISO 20022 and legacy systems
The Real-Time Payments Engine enables end-to-end processing of real-time and batch payments across high-value, low-value, cross-border, and instant payment schemes. Built on valantic FSA’s x-gen integration layer, it offers modular building blocks that adapt to each institution’s infrastructure and business needs.
The solution supports high-value payments (e.g. Target2, VIBER), low-value SEPA transactions, cross-border and Swift GPI flows, as well as instant payments and Request to Pay. With native support for ISO 20022, Swift MT, Target2, SEPA, Request to Pay, and Swift GPI, the engine ensures interoperability between legacy systems and emerging standards. Additional features like structured address handling and proxy resolution future-proof payment operations for upcoming regulatory change.
Reach out to our Payments experts to learn how our products will work for you.
Streamlined exception handling and commissions across the payment lifecycle
Payment investigations and interbank commission handling are resource-intensive processes – driven by compliance demands, fragmented data, and manual workflows. The valantic FSA Investigations & Commissions solution addresses these challenges with a unified, rule-based platform that automates case management and simplifies fee reconciliation.
Built on the FinCase architecture, the solution enables structured exception handling for SEPA, Swift, Target2, and ISO 20022 schemes. Whether operated on-prem or as a managed SaaS solution, it supports banks in reducing resolution times, maintaining regulatory compliance, and minimizing operational overhead through configurable workflows and full integration with back-office systems.
FinCase enables structured, rule-based processing of payment exceptions and investigations across all major schemes – Swift, Target2, RTGS, SEPA and Instant Payments.
FinCase SaaS delivers secure, cloud-native exception and investigation handling with full ISO 20022 and Swift Case Manager support – operated and maintained by valantic FSA.
Swift CRS integration via FinCase ensures fast, transparent dispute handling with full connectivity to Swifts “Case Manager”.
FinCase automates the calculation, reconciliation, and settlement of interbank fees – reducing manual effort and operational risk.
Case Study: Commerzbank
Commerzbank partnered with valantic FSA to pilot the Swift Case Management within its FinCase investigation platform. By embedding the new ISO 20022-based standards, investigations and exceptions can now be handled faster, more transparently, and with far less manual effort. The collaboration demonstrates how FinCase enables banks to be early adopters of industry-wide innovations while improving efficiency and regulatory readiness.
Factsheet: Payments Suite
The valantic FSA Payments Suite connects client interfaces to core accounting platforms and a multitude of payment clearing gateways. The result is a scalable and configurable, highly automated platform providing full-payment capability.
Factsheet: SEPA Instant Payments
SEPA IPR changes how financial institutions must handle real-time transactions, outlining new regulatory and operational requirements. Instant payment processing forms a key component of valantic FSA’s Payments Suite as an ISO 20022-compliant building block.
Factsheet: FinCase for Investigations
FinCase is an ‘expert’ application that has been designed to process queries and investigations with dedicated focus on financial transactions and market schemes. FinCase is multi-channel, multi-tenant and easily extensible to support other payment schemes.
Factsheet: FinCase SaaS
FinCase SaaS is a cloud-based solution for managing payment exceptions and investigations across all major schemes, including Swift, SEPA, and ISO 20022. It reduces investigation time by up to 50%, lowers settlement risk, and requires…
Reach out to our Payments experts to learn how our products will work for you.
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