We support banks and financial institutions in the end-to-end development of strategies and financial solutions

Our Solutions for Financial Services

Digitalization is changing the business of banks and insurance companies in several dimensions. Customers are simultaneously better connected, better informed and expect more and more digital solutions from financial services providers. Banks and insurance companies are not the only ones affected by the change.

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Portrait of Successful Businessman on the Street of the Central Business District in Big City. Digital Entrepreneur uses Mobile Phone e-Commerce App for Stock Market Investment

The e-commerce boom by companies such as Amazon and Alibaba has led service providers in the financial industry to increasingly digitize their offerings. Customers want a wide range of payment and financing options and flexible subscription models. Such a dynamic environment requires a clear strategy, swift action and reliable implementation.

We accompany our clients in three areas of expertise: Digital Payments, Agentic Payments and Digital Banking & Insurance from the development of digital strategies and products to the digital transformation of the company.

Digital Payments B2B

valantic provides smart automation technology driving the financial industry

Solution

We are at the forefront of Payments Automation, and partner with Banks and Payment Service Providers to quickly deliver new solutions using Payments Suite and X-Gen, our business solutions platform.

Experience

Our experience combined with the latest tools helps get the most out of existing systems and create new possibilities – a powerful and flexible approach that continues to adapt to changing market needs.

Market understanding

We operate at the heart of the market, which gives us a real-world understanding of the wider challenges faced by our customers. Whatever the issue – from cross-border complexities to real-time payment engine upgrades, Enabling SEPA Instant to ISO20022 migration – we help you meet deadlines and modernize mission-critical systems at the same time.

Collaboration

Having worked with over 100 institutions, we bring energy and passion to everything we do, delivering efficiency, insight and business agility to the community.

More about Digital Payments in B2B

Digital Payments B2C

Payment revolution

Digital payments have revolutionized the way we conduct transactions in e-commerce. With the rise of digital payment platforms like PayPal, Stripe, and Square, customers can easily and securely purchase goods and services online. With the continued growth of e-commerce, digital payments will continue to play a crucial role in facilitating online transactions.

Expertise

valantic provides support at every step of the payment integration and change journey such as the development, implementation and optimization of digital payment strategies and solutions for digital business models, as well as consulting across the entire digital payments value chain: PSP Gateways, Acquirer, POS Terminals, Risk&Fraud Management.

Our offering for Digital Payments in B2C

Strategy

When it comes to developing and designing digital payment strategies, our experienced team provides valuable insights by conducting market and trend analysis, benchmarking and technology scouting. We offer in-depth expertise in regulatory affairs to ensure compliance. With our expertise, we create a tailored strategy and roadmap that positions your organization for success.

Design & Concept

Coming up and defining concrete ideas for digital payment products can be a tricky thing. We can support your Ideation process with design thinking workshops, idea validation and the assessment of new businesses. Furthermore defining product requirements and a business model is a crucial step for the development of a payment product. We help you to design your payment process, to define product requirements and a business model for new payment offerings and offer technology and partner sourcing along the entire value chain.

Implementation

Protoyping, business cases and investment proposals for a payment product can be quite overwhelming, which is why our team offers the calculation of the business case, definition of the go-to-market strategy for a new payment offering. We ensure your technical integration success beginning with design driven requirements engineering, IT system and business architecture solutioning and full-stack development embedded in a fully agile PMO setup (Scrum & SAFe).

Optimization

In today’s fast-paced business environment, our dedicated team is poised to drive optimisation initiatives for your organization. Through enhancing customer payment user experience, conducting thorough payment and risk audits, and organising payment innovation workshops, we ensure your payment strategies are streamlined, secure, and aligned with industry best practices.

valantic & Stripe Partnership

Stripe Partner, Services Implementation, Specialized Partner

valantic is proud to be a trusted partner of Stripe, one of the world’s leading payment processing platform.

Unlocking Seamless Payment Solutions for Your Business

Our partnership with Stripe allows us to implement cutting-edge payment solutions that help businesses enhance their payment operations and improve the customer experience. We offer a highly skilled team of Stripe-certified consultants who are thoroughly trained on Stripe’s platform. This ensures that our team can help businesses to plan and implement tailored payment solutions that are always up-to-date with the latest innovations and technical features of Stripe. Moreover, as a consulting company with deep expertise in payment solutions, we ensure that your payment needs are fully covered and aligned with the latest market trends.

More about Stripe Implementation Consulting

Agentic Payments

represent the next frontier in financial automation, leveraging artificial intelligence (AI) to execute transactions seamlessly and intelligently. For merchants, this shift is transformative: integrating AI agents into your payment systems allows you to achieve dynamic, real-time decision-making, optimize treasury management, and deliver hyper-personalized customer experiences at scale. This fundamental shift moves payments from a reactive function to a proactive, strategic business capability, leading to significant reductions in operational friction, cost, and risk exposure.

valantic provides the expertise to help your business adopt Agentic Payments, ensuring you are ready to participate and thrive in the emerging Agentic Commerce ecosystem. As these technologies mature, they will redefine how commerce operates and how value is exchanged across the entire digital economy.

Our Agentic Payments offering

Strategic Roadmap & Use Case Identification

We analyze your current payment infrastructure, business needs and identify high-impact use cases where Agentic Payments can optimize your payment operations, introduce new sales channels, reduce churn, increase revenue, or enhance the customer experience. Finally, we collaboratively develop a phased strategic roadmap for implementing these agentic solutions, ensuring alignment with the merchant’s long-term business goals.

Operational and business impact

We help you understand how Agentic Commerce and Agentic Payments affect your operational and business processes. Our team works with you to optimize workflows and prioritize critical areas such as user registration, catalog management, payment orchestration, refunds and chargebacks, risk scoring, and liability management. By aligning these processes with your strategic goals, we enable smoother operations, reduced risk, and more effective adoption of agentic solutions.

Technical Implementation

We help clients transform their Agentic Commerce and Agentic Payments strategy into a fully operational, high-performing system. By integrating advanced AI tools such as OpenAI, Gemini, and Perplexity with your existing technology and payment infrastructure, we optimize workflows, enhance decision-making, and uncover new revenue streams and sales channels. We also guide you in evaluating and making implementation decisions on the Agentic Commerce Protocol, Agentic Payments Protocol (AP2), and the Perplexity Merchant Program, ensuring the right technical choices for your business

Eine Frau sitzt auf einem Sofa, benutzt einen Laptop und hält ein Smartphone in der Hand, um nahtlos Aufgaben des Product Experience Management zu erledigen. Im Hintergrund ist ein Bücherregal zu sehen.

Blog · November 6, 2025

The Emergence of Agentic Commerce: AI Agents transforming E-Commerce

The rise of agentic commerce marks a new era in e-commerce, where AI agents autonomously handle transactions, from shopping to payment processing. These intelligent agents streamline procurement, enhance customer experiences, and enable secure, efficient operations. Learn how businesses can adapt to this shift and stay competitive in the evolving digital marketplace.

Junge Frau mit Brille bestellt über ein Tablet Waren.

Blog · November 27, 2025

Agentic Commerce Protocol: Redefining E-Commerce with OpenAI and Stripe

The Agentic Commerce Protocol (ACP), developed by OpenAI and Stripe, is redefining e-commerce by enabling AI agents to conduct secure, scalable transactions autonomously. Using Shared Payment Tokens and robust cryptographic verification, ACP ensures seamless interactions between AI agents, merchants, and consumers, paving the way for the future of autonomous commerce.

Electronic Trading

Close up of a screen of the stock exchange; valantic Financial Services Automation (FSA)

We are at the forefront of Electronic Trading, and partner with clients in Fixed Income, Equities and FX to deliver highly performant workflow solutions. 20+ years of experience, combined with the latest low-code frameworks, helps our customers get the most out of their existing systems and create new possibilities – a powerful and flexible approach that continues to adapt to changing market needs.

Better use of data and highly adaptable workflows combine to improve our clients’ ability to execute with precision. Our platform delivers more effective quoting, pricing, RFQ management and trading and is supported by enhanced post-trade capabilities that improve reporting and reduce errors.

We have created expert networks at the heart of the markets, which give us a real-world understanding of the wider challenges faced by our customers. We put that knowledge to work in everything we do, with energy and passion to deliver efficiency, insight and business agility to the community.

More about Electronic Trading

Digital Insurance

As technology continues to advance, the insurance industry is evolving, with new products and services emerging to meet the changing needs of customers. The insurance industry plays a crucial role in helping individuals and businesses manage risk and protect themselves against unexpected events.

valantic helps companies to develop digital strategies to keep up with the rapid changes happening through the advance of technology by running project organization & control for large system transformation program in the non-life sector or the automation of robotics process & introduction of technology-based reporting. We generally support and enable digital transformation through E2E development of digital products and services from idea to implementation.

Our offering for the insurance industry

Product Management

We can support your product management from start to finish by accompanying market launch of the new insurance business model, developing a innovation strategy and roadmap, as well as designing and implementation of digital customer payments services and a financial system.

Sales channel consulting

We help you to increase the acceptance of your digital channels in the insurance industry, support new technology management and innovation scouting, and furthermore accompany strategy adaptation and open innovation partnering.

Underwriting & Risk Management

Topics such as development of workflow, roles and authorization concepts for market area P&C, as well as the development of workflow automation and RPA for the life market area is part of our competencies.

Contract Admin & Service

Simplification of processes and increase in processing speed, improvement of the customer experience by optimizing the service center and the introduction of customer portal with online self-services and centralization of customer data throughout the whole insurance journey of the customer.

Claims/performance management

We enable and support the automation of E2E and online claims self-services to increase efficiency.

Operations & IT

Our offering in the field of insurance includes the preparation and implementation of market unit transformation, the development and introduction of IT strategy, reorganization of IT technology management an the introduction of program-wide test management and quality assurance.

Your Contact

Johannes Eckart

Managing Director

valantic